| EXPENSE |
PAID |
| Mortgage Application and Appraisal
Fee |
At time of application |
Appraisal Fee
|
At inspection |
| Property Inspection (optional) |
Closing |
| Legal Fees |
Closing |
| Legal Disbursements |
Closing |
| Deed and/or mortgage registration |
Closing |
Property Survey
(sometimes provided by seller) |
Closing |
Land Transfer, Deed Tax or Property
Purchase Tax (in Quebec within
3 months following signing) |
Closing |
Mortgage Interest Adjustment and
Take Over Fee (if applicable) |
Closing |
| Adjustments for Fuel, Taxes, etc. |
Closing |
Mortgage Insurance
(and application fee if applicable) |
Closing |
| Home and Property Insurance |
Closing and on-going |
Connection charges for utilities
such as gas, water and electricity |
Date of move |
| Moving Expenses |
Date of move |
Other costs may include landscaping, redecorating, furnishings, appliances
and repairs.
Typical monthly costs incurred with home ownership are mortgage
payments, maintenance, insurance, condo fees, property taxes and
utilities.
|
